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Home Insurance

The Most Difficult Items in Older Homes That Affect Home Insurance Approval 

Posted on Oct 11, 2025 in Home Insurance


By Janine Thomson - Victoria Realtor | Pemberton Holmes

Older homes in British Columbia — especially those built before the 1980s — are full of character and charm. But beneath the beautiful woodwork and vintage details can lie a few costly surprises that make insurance companies nervous.Whether you’re buying or selling a character home in Victoria...

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What do Home Insurers consider before giving out Home Insurance Coverage

Posted on Apr 19, 2024 in Home Insurance



In British Columbia, home insurance providers consider several factors when assessing applications for home insurance coverage. While the criteria may vary slightly among insurers, the following are common considerations:
  1. Property Characteristics:
    • Location: Insurers evaluate the property's location to assess its susceptibility to natural disasters, s...

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Home Insurance & Poly-B

Posted on Nov 01, 2020 in Home Insurance

Janine Thomson - Victoria Real Estate Agent

For years, the building industry has been constructing houses In North America with Polybutylene piping and fittings for plumbing. Between the years of 1978 to 1995, Polybutylene or Poly B was the major source of plastic material shaped fittings and pipes described as light grey in color. More than 700,000 homes in Canada have this as their major p...

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