Home Insurance

Older homes in British Columbia — especially those built before the 1980s — are full of character and charm. But beneath the beautiful woodwork and vintage details can lie a few costly surprises that make insurance companies nervous.Whether you’re buying or selling a character home in Victoria, it’s important to understand which components insurers...

In British Columbia, home insurance providers consider several factors when assessing applications for home insurance coverage. While the criteria may vary slightly among insurers, the following are common considerations:

1. Property Characteristics:
   • Location: Insurers evaluate the property's location to assess its susceptibility to natural disasters, s...