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Buyer Resource Guide

Home Inspections Explained
What Every BC Buyer Needs to Know

A home inspection is one of the most important steps in buying a property. Whether you are purchasing a house, townhome, or condo in Victoria or anywhere in British Columbia, here is everything you need to know before you book one.

2 to 4 hrsTypical inspection time
5 to 7 daysTypical subject removal window
ASTTBCBC licensing body
WrittenReport required by BC law

What Is a Home Inspection?

A home inspection is a detailed, visual examination of a property carried out by a licensed inspector before you finalize your purchase. The inspector assesses the physical condition of the home and produces a written report identifying defects, safety concerns, and maintenance items you should be aware of.

In British Columbia, inspections are typically included as a condition in your Contract of Purchase and Sale. This gives you a set number of days — usually five to seven — to have the property inspected, review the report, and decide whether to proceed, renegotiate, or walk away.

Janine's advice: Attend the inspection in person. A good inspector will walk you through the property as they work and explain their findings on the spot. The written report is valuable, but being there gives you context that a document alone cannot.

Purpose

Protect Your Investment

Identifies issues before they become your financial responsibility after closing.

Negotiation

Leverage on Findings

Material defects can justify a price reduction, seller repairs, or walking away entirely.

Planning

Know What Is Ahead

Even minor findings help you budget for future maintenance and repairs with confidence.

How BC Regulates Home Inspectors

British Columbia is one of the few provinces in Canada that licenses home inspectors. Since 2009, all practicing home inspectors in BC must be licensed under the Home Inspector Licensing Regulation administered by ASTTBC — the Applied Science Technologists and Technicians of BC.

What BC Licensing Requires

To obtain and maintain a BC home inspector licence, individuals must complete approved education and training, pass a licensing exam, carry errors and omissions insurance, adhere to a professional code of ethics, and complete ongoing continuing education. Always verify your inspector's licence at asttbc.org before booking.

What Inspectors Must Follow

BC licensed inspectors must follow the Standards of Practice set by ASTTBC. These define what must be inspected, what is excluded, and how findings must be reported. The inspector must provide a written report — verbal-only reports do not meet BC standards and provide no legal protection.

Important: Always ask for your inspector's BC licence number and verify it at asttbc.org before booking. An unlicensed inspector's report provides no legal protection and their findings carry no regulatory accountability.

What Gets Inspected on a House

A full home inspection on a detached house is the most comprehensive type. The inspector examines all accessible and visible components from the foundation to the roof.

Structure and Exterior

Outside the home
Foundation — cracks, settling, and moisture intrusion
Roof covering, flashing, gutters, and drainage
Exterior cladding, siding, and trim condition
Driveway, walkways, grading, and lot drainage
Decks, balconies, fences, and retaining walls
Chimney and flue condition

Interior and Systems

Inside the home
Electrical panel, wiring type, and outlet condition
Plumbing — pipes, water pressure, drains, and hot water
Heating system — furnace, boiler, or heat pump age and function
Insulation and ventilation in attic and crawlspace
Windows, doors, and interior finishes throughout
Basement or crawlspace — moisture, structure, insulation

Older homes in Victoria: Many character homes in Victoria's core neighbourhoods were built before 1970. These properties may contain knob-and-tube wiring, galvanized plumbing, asbestos insulation or vermiculite, and older heating systems. Your inspector will flag these and recommend specialist follow-up where needed.

Inspecting a Townhome

Townhomes are strata properties, which means the inspection covers two distinct areas — what you own as the unit owner, and what the strata corporation is responsible for maintaining.

Your Responsibility

Unit Interior

The inspector examines everything within your strata lot — interior walls, flooring, ceilings, electrical panel, plumbing within the unit, appliances, windows and doors, and any private outdoor space such as a patio or fenced yard.

Strata Responsibility

Common Property

The roof, exterior walls, foundation, shared utilities, and common areas are the strata corporation's responsibility. A review of the strata's depreciation report and meeting minutes must happen alongside your physical inspection.

Do not skip the strata documents. The depreciation report tells you what major repairs are planned and whether the contingency reserve fund has enough money to cover them. An underfunded strata can mean a special levy — a lump-sum charge to all owners — for major work such as a roof replacement or parkade repair.

Inspecting a Condo

Condo inspections are more limited in scope because the inspector can only access your individual unit. The building structure, envelope, roof, shared mechanical systems, and common areas all belong to the strata and are outside the inspector's reach on a standard unit inspection.

  • Interior walls, ceilings, and flooring — condition and any signs of moisture or previous damage
  • Electrical panel within the suite and all outlets and switches
  • Plumbing — faucets, drains, shut-off valves, and hot water access within the unit
  • In-suite heating and cooling — fan coil units, baseboard heaters, or heat pump if applicable
  • Windows and balcony doors — seal condition, hardware, and any signs of water ingress
  • Bathroom and kitchen — tile, caulking, under-sink plumbing, and ventilation fans
  • Appliances — function test of included appliances where accessible
  • Laundry connections and ventilation if in-suite laundry is present

Leaky condo history in Victoria: A number of buildings constructed between 1982 and 1998 were affected by the BC leaky condo crisis — widespread building envelope failures caused by construction methods common in that era. If purchasing a condo built in this period, ask specifically about building envelope work done, remediation history, and whether the strata has a current building envelope inspection on file.

Red Flags That Warrant Serious Attention

Not all inspection findings are equal. Minor maintenance items are expected in any property. The following findings should prompt a conversation with your Realtor about next steps — whether that means negotiating a price reduction, requesting repairs, bringing in a specialist, or reconsidering the purchase.

Monitor Closely

Aging Roof

A roof near or past its expected lifespan means a significant replacement cost ahead. Ask your inspector for an estimated remaining life and plan accordingly.

Monitor Closely

Old Plumbing

Galvanized steel pipes corrode internally over time. Poly-B plastic pipes common in 1980s and 1990s homes have a documented history of failure and leaks.

Specialist Required

Asbestos or Vermiculite

Common in pre-1990 homes. Undisturbed asbestos is not immediately dangerous but must be professionally assessed before any renovation work is planned.

What to Expect From the Inspection Process

Knowing how the inspection process works from start to finish helps you stay organized and make the most of the time you have within your subject removal window.

Booking

Your Realtor typically books the inspection within one to two days of offer acceptance. Choose a licensed ASTTBC inspector — I keep a list of trusted professionals I recommend to my clients.

Attending

Show up for the inspection. Walk through the property with the inspector, ask questions, and take notes. What you learn in person goes far beyond what appears in the written report.

The Report

A written report is required by BC law. You will typically receive it within 24 hours. Review it carefully with your Realtor before making any decisions about next steps.

Next Steps

Based on findings, you can proceed as planned, renegotiate price or terms, request specific repairs, bring in a specialist, or remove your offer if findings are material enough to change your decision.

Specialists

A home inspector is a generalist. For specific concerns — structural, asbestos, oil tanks, mould, building envelopes — a specialist inspection may be warranted and worth the additional cost.

Subject Removal

You typically have five to seven days from offer acceptance to complete your inspection and remove or waive your condition. Use that window fully — do not rush this step.

One inspector, one opinion. If a finding concerns you and the inspector is uncertain about severity, bring in a specialist before removing your subjects. That is exactly what the condition period is for.

Inspection FAQ

Can I skip the inspection in a competitive offer situation?
You can, but it carries real risk. Removing the inspection condition makes your offer more attractive to sellers, but you purchase the property with no ability to renegotiate or walk away based on condition findings. A pre-offer inspection — completed before submitting your offer — is sometimes a practical alternative worth exploring.
What if serious problems are found?
You have options. You can renegotiate the purchase price, request the seller complete specific repairs before closing, accept the property as-is with full knowledge of the issues, or remove your offer entirely. Your Realtor will advise you on the best approach based on the specific findings and current market conditions.
How long does a home inspection take?
A condo inspection typically takes one to two hours. A townhome takes two to three hours. A full single-family home inspection generally takes two to four hours depending on the size and age of the property. Older homes with complex systems often take longer.
Is a home inspection required by law in BC?
No — a home inspection is not legally required. However, it is strongly recommended and standard practice in virtually all residential purchase transactions in BC. Your Realtor will include an inspection condition in your offer to give you the time and right to have one completed.
Should I get an inspection on a new construction home?
Yes. New builds in BC undergo municipal building inspections during construction, but these do not replace a buyer's home inspection. An independent inspection before possession can catch deficiencies while the builder is still responsible for correcting them.
Who pays for the home inspection?
The buyer pays the inspector directly. It is not credited toward your purchase price unless negotiated as part of an offer resolution. Budget for it as part of your overall closing costs when planning your purchase.
What is the difference between a home inspection and a strata document review?
A home inspection assesses the physical condition of the property. A strata document review examines the financial health of the strata corporation, planned repairs, meeting minutes, bylaws, and the contingency reserve fund. For any strata purchase, both are important and they complement rather than replace each other.

Have Questions About an Inspection Finding?

I work with trusted, licensed home inspectors across Greater Victoria and can recommend the right professional for your property type. If you are navigating an offer or weighing how to respond to inspection results, reach out — I am here to help you make a confident, well-informed decision.

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Helpful Resources for Home Buyers

Everything You Need to Buy a Home in Victoria

Explore guides, tools, and local expertise — all in one place.

Start Here
First-Time Home Buyers Guide
Step-by-step guidance for buying your first home in Victoria.
Budget Smart
Buyer Closing Costs
Know exactly what to budget beyond your down payment.
Run the Numbers
Mortgage Payment Calculator
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Buyer FAQ
Honest answers to the questions buyers ask most.
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Browse current condo listings across Greater Victoria.
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Discover new builds and pre-sale opportunities in Victoria.
Know Your Area
Municipality Guides
In-depth guides to Victoria's communities and neighbourhoods.
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Everything you need to make confident real estate decisions.
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Get in Touch 

Janine Thomson

Pemberton Holmes

103-814 Goldstream Ave  Victoria,  BC  V9B 2X7 

Mobile: 778-678-5466

Phone: (250) 384-8124

Toll Free: 1-800-665-5303

Fax: 250-380-6355

info@janinethomson.net

Get In Touch

Janine Thomson

Mobile: 778-678-5466

Phone: (250) 384-8124

Toll Free: 1-800-665-5303

Fax: 250-380-6355

EMAIL

Office Info

Pemberton Holmes

103-814 Goldstream Ave  Victoria,  BC  V9B 2X7 

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