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Contracts in Real Estate

Why Real Estate Lawyers Must Review Title, Charges, & Documents 

Posted on Apr 15, 2026 in Contracts in Real Estate


By Janine Thomson - Victoria Realtor | Pemberton Holmes

In British Columbia’s real estate landscape, subject removal is one of the most critical decision points in a transaction. It is the moment a buyer moves from conditional interest to a firm, legally binding commitment. Yet, too often, buyers are left navigating complex legal documents—such as t...

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Understanding an Offer Subject to the Sale of a Buyer’s Home 

Posted on Apr 11, 2026 in Contracts in Real Estate


By Janine Thomson - Victoria Realtor | Pemberton Holmes 

In British Columbia real estate, an “offer subject to the sale of a buyer’s home” is a condition that allows a purchaser to make an offer on a new property while still needing to sell their existing one. This type of subject is commonly used by move-up buyers or those who require the equity fr...

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What Does “Subject to Financing” Mean in a Real Estate Offer?

Posted on Apr 11, 2026 in Contracts in Real Estate


By Janine Thomson - Victoria Realtor | Pemberton Holmes 

In British Columbia’s real estate market, an “offer subject to financing” is one of the most common and important conditions included in a Contract of Purchase and Sale. It provides a layer of protection for buyers by making the transaction conditional upon their ability to secure satisfactory...

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Understanding the Contract of Purchase and Sale in British Columbia 

Posted on Apr 11, 2026 in Contracts in Real Estate


By Janine Thomson - Victoria Realtor | Pemberton Holmes 

In British Columbia, the Contract of Purchase and Sale is the foundational legal document used in real estate transactions. It is the agreement that sets out the terms and conditions under which a buyer agrees to purchase a property and a seller agrees to sell it. Once signed and subject condi...

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The Closing Process Explained: What Happens After Your Offer Is Accepted

Posted on Apr 01, 2025 in Contracts in Real Estate


By Janine Thomson - Victoria Realtor | Pemberton Holmes

Congratulations – your offer has been accepted! You're one step closer to becoming a homeowner in Victoria’s beautiful real estate market. But what happens next? The journey from offer acceptance to holding the keys to your new home is an exciting yet detailed process. Whether you’re a first-ti...

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The Canadian Real Estate - Glossary of Terms 

Posted on Aug 20, 2024 in Contracts in Real Estate





A
  • Absorption Rate: The rate at which homes in a particular area are sold over a specific period, often used to determine the pace of the market.
  • Adjustable-Rate Mortgage (ARM): A mortgage with an interest rate that changes periodically based on market conditions, also known as a variable-rate mortgage in Canada.
  • Amortization Period: The length of time...

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Understanding Closing Costs in a Real Estate Transaction 

Posted on Aug 02, 2024 in Contracts in Real Estate




When purchasing or selling a property in British Columbia, it’s essential to understand the various costs involved, particularly closing costs. These costs can significantly impact your overall budget and financial planning. This blog will explore what closing costs are, who is responsible for paying them, and how a lawyer handles these expenses.

Wh...

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A Step-by-Step Guide to a Contract of Purchase and Sale in B.C.

Posted on Jul 27, 2024 in Contracts in Real Estate



Purchasing or selling a property in Victortia, British Columbia (BC) involves various legal steps and documentation. One of the most critical documents in this process is the Contract of Purchase and Sale (CPS). Understanding this contract and the steps involved can help both buyers and sellers navigate the transaction smoothly and ensure all legal...

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