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Facts on Home Ownership

Understanding BC Assessments: What They Are, Why They Matter, and When You Can Appeal

Posted on Nov 27, 2025 in Facts on Home Ownership


By Janine Thomson - Victoria Realtor | Pemberton Holmes

January, homeowners across British Columbia receive their BC Assessment notice — a document that often sparks curiosity, confusion, and sometimes concern. But what exactly is a BC Assessment? How is it done, who completes it, and why does it matter? As a real estate professional, I often remind...

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Understanding Vermiculite and Asbestos in BC Homes: What Homeowners Need to Know 

Posted on Oct 11, 2025 in Facts on Home Ownership


Many older homes in British Columbia — particularly those built before the 1990s — may contain vermiculite insulation or other materials that include asbestos. While these were once considered innovative building materials, today they pose serious health and insurance challenges for homeowners and buyers alike.If you’re purchasing, selling, or reno...

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Smart Strategies for Buying or Selling a Home in Victoria in Today’s Market 

Posted on Aug 28, 2025 in Facts on Home Ownership



By Janine Thomson - Victoria Realtor | Pemberton Holmes

With Victoria’s real estate market evolving, buyers and sellers need strategies tailored to today’s conditions. Whether you’re purchasing your first condo or selling a family home, success comes down to timing, preparation, and knowledge of local regulations.

For Buyers in Victoria

  1. Get Pre-Approv...

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Understanding the Different Types of Land Ownership in Real Estate 

Posted on Aug 13, 2025 in Facts on Home Ownership


By Janine Thomson - Victoria Realtor | Pemberton Holmes

When buying or selling property, understanding the various types of land ownership is crucial. The type of ownership affects your rights, responsibilities, and how the property can be used or transferred. In this blog, we’ll break down the most common types of land ownership you’ll encounter in...

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Understanding the Different Types of Land Ownership in Real Estate 

Posted on Apr 01, 2025 in Facts on Home Ownership

By Janine Thomson - Victoria Realtor | Pemberton Holmes

When buying or selling property, understanding the various types of land ownership is crucial. The type of ownership affects your rights, responsibilities, and how the property can be used or transferred. In this blog, we’ll break down the most common types of land ownership you’ll encounter in...

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Mold Management for Homes: Detection, Prevention & Remediation 

Posted on Aug 30, 2024 in Facts on Home Ownership




Mold is a common household problem that can pose significant health risks and cause structural damage if not properly managed. It thrives in damp, warm environments, making homes susceptible to its growth, particularly in areas with high humidity. Understanding how to prevent, detect, and clean up mold is crucial for maintaining a healthy living en...

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