Victoria BC Real Estate | Pemberton Holmes | Real Estate

Who is CMHC

Posted on Apr 19, 2024 in Mortgages & Financing

The Canada Mortgage and Housing Corporation (CMHC) is a Crown corporation of the Government of Canada. Its primary mission is to facilitate access to housing for Canadians and to contribute to the stability of the housing market and financial system. Established in 1946 originally to house veterans returning from World War II, CMHC has expanded its...

What do Home Insurers consider before giving out Home Insurance Coverage

Posted on Apr 19, 2024 in Home Insurance

In British Columbia, home insurance providers consider several factors when assessing applications for home insurance coverage. While the criteria may vary slightly among insurers, the following are common considerations:

Property Characteristics:
- Location: Insurers evaluate the property's location to assess its susceptibility to natural disasters, s...

Foreign Buying in Canada

Posted on Apr 19, 2024 in Foreign Buyers

Foreign buying in Canada refers to the purchase of real estate by individuals or entities who are not Canadian citizens or permanent residents. Here's a detailed overview of foreign buying in Canada, including regulations, trends, and implications:

1. Regulations and Restrictions:

Foreign Buyers Tax: Several provinces have implemented additional taxe...

Green Homes - Eco Friendly Grants

Posted on Apr 19, 2024 in Green Eco Friendly Homes

What is a Green home?

A green home, also known as an eco-friendly home or sustainable home, is a residential building designed, constructed, and operated with a focus on minimizing environmental impact, conserving natural resources, and promoting occupant health and well-being. Green homes incorporate various design features, construction techniques...

Hazards of Older Homes

Posted on Apr 19, 2024 in Facts on Home Ownership

Older homes in Victoria, British Columbia, like in many other regions, may present a range of hazards and challenges due to aging infrastructure, outdated building materials, and construction techniques that may no longer meet modern safety standards. Here are some common hazards associated with older homes in BC:

Lead Paint: Homes built before the...

Moisture & Mold Issues in the Home

Posted on Apr 19, 2024 in Facts on Home Ownership

Mold and moisture trapped in homes can pose significant health risks and structural concerns. Here are some of the primary concerns associated with mold and moisture:

Health Risks: Exposure to mold can trigger allergic reactions, exacerbate asthma symptoms, and cause respiratory issues, sinusitis, and other health problems. Certain molds may produce...

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