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April 2024

Types of Mortgages -Canada 

Posted on Apr 15, 2024 in Mortgages & Financing




In British Columbia, as in most jurisdictions, there are various types of mortgages available to homebuyers. These mortgages differ in terms of interest rates, payment schedules, and other features. Here are some common types of mortgages available in BC:
  1. Fixed-Rate Mortgage:
    • With a fixed-rate mortgage, the interest rate remains constant throughout t...

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BC Land Title Charges Explained 

Posted on Apr 15, 2024 in Real Estate Information




In British Columbia, land title charges refer to various legal interests, encumbrances, or rights associated with a property that are registered on the land title. These charges can affect the ownership, use, and transferability of the property. Here are some common types of title charges that may appear on a land title in BC:

  1. Mortgages: is a form o...

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Advantages & Disadvantage of Cooperative Ownership (Co-ops) in BC

Posted on Apr 15, 2024 in Co-ops Housing Facts




Cooperative housing in British Columbia offers several advantages and disadvantages, which are important for prospective residents to consider before deciding whether it's the right housing option for them.

Advantages of Cooperative Housing in BC:

  1. Affordability:
    • Cooperative housing often provides more affordable housing options compared to traditional...

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What is an Assignment Sale in BC Real Estate 

Posted on Apr 15, 2024 in Real Estate Information




An assignment sale occurs when the original buyer of a property (often a pre-construction unit such as a condo or a townhouse) sells their interest in that property to another buyer before the original closing date with the developer. In real estate terms, this "interest" is the contract or right to purchase the property upon its completion. The or...

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BC Home Buyer Rescission Period 

Posted on Apr 15, 2024 in Buyers Info & Facts




The BC home buyer rescission period, often referred to as the "cooling-off period," is a statutory right under British Columbia law that allows home buyers to withdraw from a real estate purchase agreement within a certain timeframe after signing the contract without legal consequences. This period is specifically designed to give buyers time to re...

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FAQ When Buying a Pre-sale Home

Posted on Apr 15, 2024 in New Homes & Pre-sales




Here’s a detailed FAQ that can help you navigate the complexities of buying a pre-sale home, which refers to purchasing a property before it is built or completed. These are common questions potential buyers might have:

1. What is a pre-sale home?

A pre-sale home is a unit purchased in a residential development before the completion of construction...

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